• Skip to primary navigation
  • Skip to main content
  • Skip to footer
usa mortgage logo

USA Mortgage - St. Louis Mortgage, New Home Purchase & Refinance Team

USA Mortgage - St. Louis Mortgage, New Home Purchase & Refinance Team

  • PREAPPROVAL
    • First Time Home Buyer
    • START HERE
  • FHA
    • Low Down Payment
    • FHA Streamline Refinance
    • FHA 203B
    • FHA 203K
    • USDA
  • VA Loan
  • Conventional Loan
    • HomeReady
    • Home Possible
    • Homestyle Renovation Mortgage
    • Refinance
    • Debt Consolidation Loan
    • Adjustable-Rate Mortgage
    • Reverse Mortgage
  • Jumbo
  • Calculator
  • Rates
  • News
    • Published Articles
  • Team
    • USA Mortgage
    • Job Opportunities
    • Realtor Partners
  • Contact Us
You are here: Home / VA Loan – VA Mortgage – VA Home Loan | St. Louis, MO

VA Loan – VA Mortgage – VA Home Loan St. Louis, MO

If you were willing to make the ultimate sacrifice for your Nation, then one unique benefit afforded you is access to the Veterans Affairs Home Loan Program.


To qualify for a VA mortgage, you must have been willing to make the ultimate sacrifice for your nation. If so, then one unique benefit afforded to you is access to the Veterans Affairs Home Loan Program.

There are 3 primary benefits of a VA Home Loan:

  1. No Down Payment
  2. No Private Mortgage Insurance
  3. Competitive Interest Rates

The VA mortgage offers 100% financing to veterans and their spouses for the purchase of owner-occupied homes. Something some people don’t realize is that they can use their VA benefits to buy up to a 4-family unit. You could live in one unit and have three other people pay your mortgage, even with no down payment!

In addition to there being no down payment, veterans do not have mortgage insurance on the loan. There is a funding fee that ranges from .5 to 3.3%. The funding fee is waived for a veteran that receives a minimum of 10% VA disability compensation.

Be sure that you have your DD-214 form, and we can order your Certificate of Eligibility for you. This is the only additional paperwork you will need to provide us with to process your loan.

If you are a veteran or eligible surviving spouse, you can become a homeowner by taking advantage of this government-backed loan program!

Contact the St. Louis VA Loan Professionals

Sean Zalmanoff is the Branch Manager of USA Mortgage in St. Louis. He has over a decade of experience helping St. Louis veterans get approved for VA loans in St. Louis. He can APPROVE your mortgage before finding your new home with his one of a kind “TBD Mortgage Approval Program,” so you can shop with confidence. If you would like to find out what VA mortgage you are eligible for, call SeanZ at (314) 361-9979 or apply online today!

Call the SeanZ Team

The Sean Zalmanoff Mortgage Team specializes in making the home purchase or refinance process a great experience.

(314) 361-9979

Footer

Sean Zalmanoff: USA Mortgage

1118 Hampton Ave
St. Louis, MO 63139
(314) 361-9979

usa-mortgage-five-star

Copyright © 2021 · Sean Zalmanoff: USA Mortgage · Log in
1118 Hampton, St. Louis, MO 63139
Gordon Barnhart NMLS: 554310, MO: 4021-MLO, KS: LO.0030115, IL:031.0038789, CA: CA-DB0554310.
Derek Jackson NMLS: 1257690, MO: 10597-MLO.
Christen Cullman NMLS: 1629560, Missouri.
Sean Zalmanoff NMLS: 239823 MO:70-MLO

equal-housing

California, Illinois, Kansas, Missouri Residential Mortgage Licensee, Company NMLS 22762

  • Privacy Policy