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Do I Need a Real Estate Agent? The Importance of a St. Louis Realtor

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Finding the right home for you and your family is not as easy as it looks. You need the assistance of an experienced real estate agent!

do i need a real estate agent in ST. Louis

We live in a very “do-it-yourself” society. There is a whole cable channel devoted to DIY home projects. What was once someone’s area of expertise, is now reduced to watching how to do it yourself on a YouTube video.

What about when it comes to buying a home – should you do it yourself? It is a valid question since there is a recent proliferation of services that can help you complete your own real estate transactions. And after-all, couldn’t you save yourself the commission rates that most realtor’s ask?

Well, it may surprise you but going solo may end up costing you more than those commission fees do. The fact is, finding the right home for you and your family is not as easy as it looks. You need the assistance of an experienced real estate agent!

Reasons Why You Still Need a Real Estate Agent

The St. Louis metro area is loaded with magnificent homes, excellent school districts, sporting events, beautiful parks and unique dining experiences. It is important to find a home in the right neighborhood that lets you conveniently experience this great city. There is a lot more to a home than just the price! Having an expert realtor’s input and experience is invaluable.

Here are a few reasons why this is one project you don’t want to do yourself:

  • They have easy access to all the properties in the right areas.
  • They are experts at finding the homes that meet your criteria, getting in touch with the sellers’ agents, and making the appointments for you.
  • They do all the negotiating for you.
  • They handle contracts on a regular basis. They know which ones should be used, when they can be removed safely, and how to use them to protect you.

Work with an Expert Realtor in St. Louis

The Sean Z Team has spent over 10 years nurturing relationship with the best real estate agents in St. Louis. They are able to help you identify the homes that you can afford in the right neighborhoods. A good realtor will represent you through negotiating offers, accepting the real estate contract, understanding home inspections and appraisals, any title work issues, and all the way up to the closing table.

As your mortgage experts, we will be there to make sure all of your questions are answered. Our goal is to have made the home buying process as surprise and stress free as possible. Call us today at (314) 361-9979 or fill out our online contact form!

Do I Really Need a Real Estate Agent to Buy A Home?

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Carefully consider how you will handle one of the largest, complex financial decisions you will ever make.

Portrait Of Female Estate Agent In OfficePurchasing a home is one of the largest financial decisions a person will make in their lifetime. Therefore, as a future homeowner, you will need to carefully consider the best way to go about buying your home. Generally it is not a legal requirement to use a real estate agent to purchase or sell a home. However, there are reasons to consider using a real estate agent.

Buying a House Is a Complex Transaction

Buying a house involves many different types of transactions. For example, you will be required to obtain a home inspection, a home appraisal, and you will need to work with a mortgage lender to obtain financing. There are many negotiations to be made with the buyer, for example, date of possession and any repairs or upgrades to appliances are settled on between you and the buyer. A real estate agent is familiar with all of the many transactions, how they fit together, and can easily facilitate communication with the various people involved.

Drowning In Paperwork

To purchase a home, there may be up to 300-600 pages of forms to complete. For example, the purchase contract may be about 200 pages long, including any contract addendums, disclosures, and disclaimers. Other documents required to purchase a house are the mortgage loan application, title insurance and property insurance documents. Any of these documents may be anywhere from 20-200 pages in length, depending on the complexity of the purchase.

Working With Dependable and Honest People

One you are aware of the many details of buying a house, you will then realize you will need to find reputable vendors to do business with.  Connecting with the team at Sean Z Mortgage will put you in touch with the dependable  people you need. In addition,  a TBD mortgage approval program can help you determine how much house you can truly afford, before you start shopping around.

A real estate agent is usually paid on a commission basis, after the sell of the house is completed at closing. Typically, the seller will pay the commission fee, which will then be split between the seller’s and the buyer’s agent. When you a purchasing your home, you will want a person who will be looking out for your interests. Call Sean Z Mortgage at (314) 361-9979. We will connect you with some of the top real estate professionals in the St. Louis area.

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Sean Z Team