Take the first steps toward home ownership in St. Louis with confidence!
You are about to embark on a journey that is exhilarating! Having that special home to call your own is a long-time dream for many. When you start the process on the right path, you can make the entire experience a joyful one.
Have Your Finances In Order
First, start off right by getting your finances in order. Work towards paying off any credit card debts and build a savings account for a down payment. You are also going to want to have cash on hand to help you when it comes time to turn your new house into your home.
Once your financial situation is in order, make an appointment with Better Rate Mortgage. You will want to see us first to find out how much house you can afford before you start making appointments for open houses. Our “TBD Mortgage Approval Program” will keep you focused only on those St. Louis homes that fit into your budget. Better Rate Mortgage will make sure to find the right product to suit your needs. There are special loan packages for certain circumstances, such as veterans, that you may qualify for.
Happy House Hunting
When you have your pre-approval in place you can begin the house hunt. Do your research to find out which St. Louis neighborhoods appeal to you and will likely work with your budget. Take into account schools, local taxes, and location in relation to your job. When speaking with a real estate agent be honest about your desires and the price range you are looking at. Nothing dampens the house hunting joy quicker than falling in love with a home that you find out you cannot afford.
Better Rate Mortgage
The experience for a first-time home buyer does not need to fraught with stress and disappointment if you follow the steps in the right order. With a “TBD Mortgage Approval Program” you can eliminate the stress and enjoy the process of getting to pick out the home you have been dreaming of.
