The Sean Z Team is on your side to walk you through the St. Louis home refinance process from beginning to end!
Are you thinking about refinancing your home loan? Are you trying to decide if refinancing your home now is the best financial path for you and your family? Our team will work with you to determine what your goals are and help you meet all of your needs.
3 Reasons to Refinance Your Home Loan
There are basically 3 reasons why you should refinance your home loan:
- You want a lower interest rate: Because interest rates are continuing to dance around all-time lows, it doesn’t make sense to borrow money at a rate that is more expensive.
- Get rid of one of your mortgages: If you have two mortgages on your home – now is a good time to refinance your home equity line of credit and consolidate the loans so that you’ll only have one payment.
- Get a fixed-rate loan: You can get rid of your adjustable-rate mortgage and ensure the safer option of having a fixed-rate. It is a good choice when the interest rates are low.
If your monthly mortgage payment is leaving your wallet a little low every month, refinancing can definitely be helpful. Refinancing your home loan isn’t a complicated process when you enlist the help of Sean Z and his team of St. Louis mortgage experts.
When is a Good Time to Refinance?
When the value of your home rises or the interest rates drop is the ideal time to refinance your mortgage. You may also consider refinancing if the value of your house has made a significant increase.
When done right, refinancing your mortgage can lower your monthly payments, reduce the total amount owed to the bank or make good use of the equity you have built into your home. Sean Z will discuss all of your refinancing options and help you determine what is the right choice for you.
St. Louis Mortgage Experts
We study current interest trends daily so that we are always up-to-date not just with what’s happening now, but with what may be happening 6 months from now. Our goal is to get you locked into the best mortgage rate available for the loan that is right for your needs.
For all of your refinancing questions and concerns, trust our team! Call us today at (314) 361-9979 or fill out our online contact form.