Are you thinking about buying a home but don’t know how Covid-19 has affected the real estate market? Believe it or not, people are still buying homes during this pandemic!

In this video, I will tell you all you need to know about financing a home during this time.

Are you thinking about buying a home but don’t know how Covid-19 has affected the real estate market? Believe it or not, people are still buying homes during this pandemic! In this video, I will tell you all you need to know about financing a home during this time.

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The Coronavirus has undoubtedly changed the way we go about everything in life, and there is no question about that. Believe it or not, though, people are still buying homes. In fact, with policies changing and new assistance being implemented in light of the pandemic, buying/financing a home might be easier now than ever before!

Over the past few months, I have been receiving a lot of questions regarding the home buying process during COVID-19, so I wanted to take some time to walk you through a little bit of what has changed to make it more clear.

The Entire Process Done Electronically

The question I am asked most frequently is, do we still have to meet in person? The simple answer is NO! Every single thing can be done online and electronically. The only downside is that there are no in-person handshakes. There is nothing about online meetings that are different than in-person except for the fact that we can get down to business in the comfort of our own homes and the warmth of our PJs! We can screen share, jot down all the information and lay out the numbers, and answer any questions you may have. You can go through the entire process of financing and never have to meet the lender in person!

The Appraisal Process

Another positive change due to the pandemic is the appraisal process. Typically, for an appraiser to do his appraising, they must enter the home to view and assess it. Now, they can do all of that by doing a drive-by and utilizing the databases and online photos to keep buyers and sellers safe. This also includes most refinancing situations. On most refinance transactions, appraisers don’t need to go in the home unless you are taking out money to pay bills, etc.