Graduation season is just around the corner, and if you are the parent of a senior, then you may already be worrying about the expense of college. If you have managed to build up equity in your home over the years, then it might make sense for you … [Read more...] about Paying For College: Refinance Your Home or Use Student Loans?
Homebuyers today are intrigued by the TBD Mortgage Approval Programs being offered by reputable lenders like Sean Z. Since his 2008 slap on the wrist and placement into the Federal Housing Finance Agency (FHFA), Freddie Mac has slowly been redeeming … [Read more...] about Freddie Mac is Making His Way Back
Are home sales down because of higher interest rates, or are interest rates higher because of a slowing market? The number of homes sold in St. Louis in 2013 was up 10% over the prior year, and the highest they have been since 2007. The trend … [Read more...] about How the Sudden Lack of First Time Home Buyers is Hurting the Real Estate Market
While parts of the country are still reeling from the economic crisis, St. Louis has been on the road to recovery. With the recent rise in downtown construction projects came a surge in the economy that puts St. Louis residents at an advantage over … [Read more...] about Why Now Is The Time To Buy a House In St. Louis
When you see mortgage rates displayed, there are always two numbers. Lenders may display their interest rates with pride, but don’t explain what they mean. For a home buyer this makes coming to a practical decision about a home loan … [Read more...] about The Fixed Rate Mortgage: Interest Charges 101
The goal with refinancing your existing mortgage is to obtain a better loan with better terms or lower interest rates. With spring in the air your thoughts may be turning to making some renovations on your home, or installing that pool the kids have … [Read more...] about Is Now The Right Time to Refinance Your Mortgage?