Welcome to the Buyer Learning Center
Have you been thinking about buying a new house soon? Well, this is why we put this together for you! Below you’ll find our blog that will discuss everything you’ll need to know for buying your first home. Click through the posts, check out the videos and follow our YouTube page for more content! If you are interested in learning more tips and trick you’ve come to the right page!
Am I eligible for an FHA loan?
At the SeanZ mortgage, we have experience helping out first-time buyers with FHA loans. Contact us now at (314) 361-9979 to get your homeownership journey started. If you’re thinking about buying a…
Home Buying Process & What to Expect AFTER Your Offer Is Accepted
Have you found your house and submitted your offer but are wondering what happens next? In this video, I’m going to walk you through the post-offer stage of financing on the lending…
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Pre-Approval Vs Prequalified & 3 Loan Programs!
Did you know that there’s a huge difference between being pre-qualified and pre-approved? In this video, we’re going to share three reasons why making sure you’re pre-approved will help you get the…
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5 Things Not To Do When You’re Searching For A Home
Have you been pre-approved and are ready to start your home search? In this video, I’m going to share 5 things not to do once you start shopping for your new home.…
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How Much It Costs To Buy A House
https://youtu.be/ZS1W3OYxHOQ Has anyone ever broken down the costs of purchasing a home for you? In this video, I’m going to walk you through common closing costs so you can be better prepared…
How To Find A House Using The Buyer’s Triangle
Are you thinking of buying a new home but are having a hard time deciding where to settle? In this video, I’m going to walk you through an exercise to narrow down…
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Additional Mortgage Tips & Advice
Understanding the Relation Between Inflation and Mortgage Rates
Navigating the field of home loans can be a daunting experience for many homeowners, especially if economic issues like inflation or even potential inflation are in the mix. The Sean Z Team can help! Inflation and interest rates are often influenced by each other, but many potential borrowers might not be all too aware of…
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Applying To Mortgage Lenders: How Many Quotes Should You Get?
When applying for a mortgage, many borrowers are left confused about approaching the process effectively. But the Sean Z Team can help! There are many different factors to consider when deciding which lender to sign the agreement with, and most of these factors, particularly the rate, will become visible through the quote. The quote you…
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What Credit Score Do You Need to Get a Mortgage?
We specialize in making the home purchase or refinance process a great experience; whether this is your first purchase or your 10th, we make it happen for you! With the median price of homes in Missouri hovering around $188,302, you’ll most likely need to get a mortgage to finance your next home. But is your…
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Our Top Tips For Purchasing a Home In the Hot St. Louis Housing Market
We can help you explore your loan options, build a budget, and get pre-approved for a loan in St. Louis – which may make it easier to find your dream home. All 50 of the largest metro areas in the U.S. face an extremely hot housing market, including St. Louis. Median house prices have risen…
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What Additional Costs Will I Have To Pay on Top of My Monthly Mortgage?
Our team is always here to help you get the mortgage you need, and we can discuss the fees and other costs related to your home purchase and how to plan for them. If you’re a first-time home buyer in St. Louis, you probably know that you’ll have a mortgage payment every month. But there…
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Shopping For Mortgage Rates: 4 Things To Consider
We specialize in making the home purchase or refinance process a great experience. Whether this is your first purchase or your 10th, we can make it happen for you! For most people, a mortgage is one of the biggest long-term financial commitments of their entire lives, so, unsurprisingly, many will take a bit of extra…
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Is an Adjustable-Rate Mortgage Right for Me?
The Sean Z Team will go over your options, your fiscal situation, and your plans for the future to decide which type of mortgage you should get. Call us at (314) 361-9979. Buying a home can be an intimidating process. What are all the different types of loans and mortgages, and which one is right…
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Mistakes To Avoid When Refinancing Your Home
Get all of the latest St. Louis housing information from Sean Z Mortgage and let our team of mortgage pros help you to understand your options. Call us today at (314) 361-9979. Refinancing your home loan can be a great move for your finances, but certain mistakes end up costing homeowners greatly. The process isn’t…
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3 Reasons to Refinance to a Shorter-Term Loan in 2021
Now is the time to get with your trusted advisors from Sean Z Mortgage to see how refinancing your home can benefit you in 2021. You may be thinking that the time to refinance your mortgage in 2020 has passed for the new year. During the pandemic, many homeowners took advantage of the decreased rates…
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Mortgage Rate Update 4/5/2021
Hello, hello, everyone. Sean Zalmanoff here with your Mortgage Rate Update for the week of April 5th. https://youtu.be/Ot523QOfKqQ Last Friday, Good Friday, it was a big day in the markets. Now, for those of you who are active in the markets, you’re probably wondering, how could it be a big day because the stock market…
Am I eligible for an FHA loan?
At the SeanZ mortgage, we have experience helping out first-time buyers with FHA loans. Contact us now at (314) 361-9979 to get your homeownership journey started. If you’re thinking about buying a house for the first time, you may have heard of FHA loans. FHA loans are popular with first-time homeowners because they often require…
Is 2021 the Right Year to Buy a House?
The fact is, a decision to purchase a home has more to do with your personal financial situation than it has with the economy as a whole. When’s the right time to buy a house? It isn’t always easy to tell. Some people wouldn’t dare even think about it during the pandemic. In the beginning,…
Mortgage Rate Update 3/22/2021
Hello, hello everybody. Facebook, YouTube, wherever else you may be watching us today. I am Sean Zalmanoff and this is your mortgage rate update for the week of March 22nd of 2021. https://www.youtube.com/watch?v=d3PRdJiQPug Hey, economists just put their revised GDP projections on the table and it’s early. I’ve had a lot of coffee, but evidently…
Why an FHA Loan Is Right for You
This type of loan can often help someone improve credit scores and build a safe, secure, and reliable lifestyle. When it comes to buying a home, understanding and considering all the different types of loans and mortgages can be overwhelming. Many people begin looking for their dream home without fully understanding what they can afford…
Mortgage Rate Update 3/17/21
Hello, hello everybody. Happy Wednesday afternoon. Now I know what you’re thinking. You’re like, man, is it Groundhog’s Day? Is it Monday? No, it’s Wednesday afternoon. I know that these mortgage rate updates typically come your way Monday morning but there was a lot of news that was happening this week. https://www.youtube.com/watch?v=gFz_1N5TEkc&t=2s We wanted to…
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The Sean Zalmanoff Mortgage Team specializes in making the home purchase or refinance process a great experience.