Welcome to the Buyer Learning Center
Have you been thinking about buying a new house soon? Well, this is why we put this together for you! Below you’ll find our blog that will discuss everything you’ll need to know for buying your first home. Click through the posts, check out the videos and follow our YouTube page for more content! If you are interested in learning more tips and trick you’ve come to the right page!
Am I eligible for an FHA loan?
At the SeanZ mortgage, we have experience helping out first-time buyers with FHA loans. Contact us now at (314) 361-9979 to get your homeownership journey started. If you’re thinking about buying a…
Home Buying Process & What to Expect AFTER Your Offer Is Accepted
Have you found your house and submitted your offer but are wondering what happens next? In this video, I’m going to walk you through the post-offer stage of financing on the lending…
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Pre-Approval Vs Prequalified & 3 Loan Programs!
Did you know that there’s a huge difference between being pre-qualified and pre-approved? In this video, we’re going to share three reasons why making sure you’re pre-approved will help you get the…
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5 Things Not To Do When You’re Searching For A Home
Have you been pre-approved and are ready to start your home search? In this video, I’m going to share 5 things not to do once you start shopping for your new home.…
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How Much It Costs To Buy A House
https://youtu.be/ZS1W3OYxHOQ Has anyone ever broken down the costs of purchasing a home for you? In this video, I’m going to walk you through common closing costs so you can be better prepared…
How To Find A House Using The Buyer’s Triangle
Are you thinking of buying a new home but are having a hard time deciding where to settle? In this video, I’m going to walk you through an exercise to narrow down…
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Additional Mortgage Tips & Advice
Is an Adjustable-Rate Mortgage Right for Me?
The Sean Z Team will go over your options, your fiscal situation, and your plans for the future to decide which type of mortgage you should get. Call us at (314) 361-9979. Buying a home can be an intimidating process. What are all the different types of loans and mortgages, and which one is right…
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Mistakes To Avoid When Refinancing Your Home
Get all of the latest St. Louis housing information from Sean Z Mortgage and let our team of mortgage pros help you to understand your options. Call us today at (314) 361-9979. Refinancing your home loan can be a great move for your finances, but certain mistakes end up costing homeowners greatly. The process isn’t…
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3 Reasons to Refinance to a Shorter-Term Loan in 2021
Now is the time to get with your trusted advisors from Sean Z Mortgage to see how refinancing your home can benefit you in 2021. You may be thinking that the time to refinance your mortgage in 2020 has passed for the new year. During the pandemic, many homeowners took advantage of the decreased rates…
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Mortgage Rate Update 4/5/2021
Hello, hello, everyone. Sean Zalmanoff here with your Mortgage Rate Update for the week of April 5th. https://youtu.be/Ot523QOfKqQ Last Friday, Good Friday, it was a big day in the markets. Now, for those of you who are active in the markets, you’re probably wondering, how could it be a big day because the stock market…
Am I eligible for an FHA loan?
At the SeanZ mortgage, we have experience helping out first-time buyers with FHA loans. Contact us now at (314) 361-9979 to get your homeownership journey started. If you’re thinking about buying a house for the first time, you may have heard of FHA loans. FHA loans are popular with first-time homeowners because they often require…
Is 2021 the Right Year to Buy a House?
The fact is, a decision to purchase a home has more to do with your personal financial situation than it has with the economy as a whole. When’s the right time to buy a house? It isn’t always easy to tell. Some people wouldn’t dare even think about it during the pandemic. In the beginning,…
Mortgage Rate Update 3/22/2021
Hello, hello everybody. Facebook, YouTube, wherever else you may be watching us today. I am Sean Zalmanoff and this is your mortgage rate update for the week of March 22nd of 2021. https://www.youtube.com/watch?v=d3PRdJiQPug Hey, economists just put their revised GDP projections on the table and it’s early. I’ve had a lot of coffee, but evidently…
Why an FHA Loan Is Right for You
This type of loan can often help someone improve credit scores and build a safe, secure, and reliable lifestyle. When it comes to buying a home, understanding and considering all the different types of loans and mortgages can be overwhelming. Many people begin looking for their dream home without fully understanding what they can afford…
Mortgage Rate Update 3/17/21
Hello, hello everybody. Happy Wednesday afternoon. Now I know what you’re thinking. You’re like, man, is it Groundhog’s Day? Is it Monday? No, it’s Wednesday afternoon. I know that these mortgage rate updates typically come your way Monday morning but there was a lot of news that was happening this week. https://www.youtube.com/watch?v=gFz_1N5TEkc&t=2s We wanted to…
Do I Need Private Mortgage Insurance? And How Do I Get Rid of It?
If you need help choosing the right mortgage and understanding the basics about your mortgage options, the team at Sean Zalmanoff – USA Mortgage is here for you. PMI (Private Mortgage Insurance) can be useful for homeowners who can’t put down a 20% down payment but still want to purchase a home. But we know…
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Mortgage Rate Update 3/8/21
Hello, hello, everyone. Sean Zalmanoff here with this week’s mortgage rate update. Man, another crazy week in the markets. I can’t wait to come on here one Monday and tell you that things are just kind of the same as last week and that rates are moving back down again, but that might not be…
Quick Ways to Build Up Credit and Get Approved for a Mortgage
If you consider applying for a St. Louis mortgage, do not hesitate to contact the Sean Zalmanoff Mortgage Team to help make your mortgage experience completely painless. When you consider applying for a St. Louis mortgage, there is always the elephant in the room: credit score. It can be a terrible feeling to get denied…
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Mortgage Rate Update 3/1/21
Hello, hello everybody. Sean Zalmanoff here with this week’s mortgage rate update. https://youtu.be/h3EUo_yec8c Oh gosh, lots of news last week. As we talk about often, rates go up quicker than they go down and man, we had a little bit of a jump last week. There was some stability in the market and we gained…
Can You Get a Mortgage If You Have Variable Income?
If your income is variable and you are worried you may not be approved for your loan, get in touch with our team. The gig economy is advancing at a fast pace. Experts estimate that gig workers will account for almost 80% of the workforce by 2030. And while some benefits of the gig economy…
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The Top 5 Benefits of Being Pre-Approved For a Mortgage
It’s not a 100% guarantee that you will get a mortgage for that amount, but it means that it’s very likely you will be approved for the loan once you find a home you’d like to buy and make a formal mortgage application. Mortgage pre-approval is a very powerful tool, particularly for first-time home buyers.…
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