Welcome to the Buyer Learning Center
Have you been thinking about buying a new house soon? Well, this is why we put this together for you! Below you’ll find our blog that will discuss everything you’ll need to know for buying your first home. Click through the posts, check out the videos and follow our YouTube page for more content! If you are interested in learning more tips and trick you’ve come to the right page!
5 Things Homebuyers Need to Know Before Making an Offer
One of the biggest mistakes you could make as a soon-to-be homeowner is rushing to buy a house without doing proper research first. The United States real estate market is worth a…
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Top 5 Reasons: Why You Should Become a Homeowner
Unlike buying a car whose value depreciates immediately after driving it off the dealer’s parking lot, a home’s value appreciates with time. Why should you consider buying a house? Well, for starters,…
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4 Tips to Fast-Track Your First Home Down Payment
Saving a pile of money for your down payment on your first home is easier said than done. Consider these tips for first-time home buyers. Owning a home is a dream come…
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Am I eligible for an FHA loan?
At the SeanZ mortgage, we have experience helping out first-time buyers with FHA loans. Contact us now at (314) 361-9979 to get your homeownership journey started. If you’re thinking about buying a…
Home Buying Process & What to Expect AFTER Your Offer Is Accepted
Have you found your house and submitted your offer but are wondering what happens next? In this video, I’m going to walk you through the post-offer stage of financing on the lending…
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Pre-Approval Vs Prequalified & 3 Loan Programs!
Did you know that there’s a huge difference between being pre-qualified and pre-approved? In this video, we’re going to share three reasons why making sure you’re pre-approved will help you get the…
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Additional Mortgage Tips & Advice
5 Things Homebuyers Need to Know Before Making an Offer
One of the biggest mistakes you could make as a soon-to-be homeowner is rushing to buy a house without doing proper research first. The United States real estate market is worth a staggering $156.2 billion, which means plenty of houses go around. A home is easily one of the most significant investments you could make…
Continue Reading 5 Things Homebuyers Need to Know Before Making an Offer
The Best Use of a Home Equity Loan
Your home equity can benefit you in many ways. Contact the Sean Z Team today to discuss your home equity loan options. There are many advantages to leveraging the equity you have in your home. If the value of your home has significantly increased since you purchased it, the value of your home versus what…
Factors That Affect Mortgage Rates
If you’re in the market for a mortgage, it’s a good idea to understand how lenders arrive at their interest rates. Doing so ensures you don’t get the short end of the stick while applying for your mortgage. Approximately 44% of consumers in the US take out mortgages; that’s almost half of all consumers. Mortgages…
Top 5 Reasons: Why You Should Become a Homeowner
Unlike buying a car whose value depreciates immediately after driving it off the dealer’s parking lot, a home’s value appreciates with time. Why should you consider buying a house? Well, for starters, owning a home is a form of long-term investment and can come in quite handy in your golden years. Also, more people embrace…
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3 Reasons You Should Consider Taking a Renovation Refinance Loan
A renovation refinance loan is a loan that allows you to refinance a home in need of improvements. Are you looking for a way to fund your home renovations? If yes, then a renovation refinance loan can be an excellent option for you. What is a renovation refinance loan? And why should you consider it?…
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Short Refinancing: Everything You Need to Know
The short refinance application process isn’t much different from the process you undergo when applying for a mortgage. Short refinancing can be an incredible option to reinstate your loan and avert foreclosure if you’re currently in default on your mortgage payments. Ahead, we’ll dive deeper into short refinancing, explaining what it is, how to get…
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How to Avoid Mortgage Closing Scam
At the Sean Z team, we have advanced security measures to safeguard your details from scammers. Give us a call today for all your mortgage and refinancing needs. The mortgage closing process is a very exciting time for most homeowners. It’s the last step to becoming the legal owner of a new home and is…
How to Choose the Best Mortgage
Ask your Sean Z mortgage expert for more details about which loan will work best for your circumstances. Mortgages are differentiated into various types, and it’s hard to know which one is right for you. Unfortunately, most people go for the cheapest option and conclude their mortgage search in a snap. It’s a fast and…
What Is a Mortgage Loan Acceleration Clause?
It’s always advisable to read every part of your mortgage contract to ensure you know what you’re getting into. If you’re new to mortgage loans, you might come across a few unfamiliar terms like “acceleration clause.” Acceleration clauses are found in most loan contracts but are more familiar with mortgage loans. Like most people, you…
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What’s the Difference Between Mortgage Prequalification and Preapproval?
The mortgage prequalification and preapproval are integral parts of the mortgage application process. Call Sean Zalmanoff today to get your mortgage process started. Are you planning to apply for a mortgage? If you’re a first-time homebuyer, you’ll come across many mortgage terms and phrases that it’s easy to get lost. Fortunately, we believe in making…
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What to Do When Your Mortgage Application Gets Denied
We know how frustrating and disheartening having your mortgage application denied can be. We are ready to guide you through the mortgage application process and improve your chances. Having a Mortgage enables you to keep your cash reserves, purchase a home without cash and enjoy cost-effective borrowing. However, just like any other loan application, a…
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Do Mortgage Lenders Require Home Inspections?
Although lenders generally won’t require you to have a home inspection done, it is highly recommended that you schedule an inspection before proceeding with your mortgage application. So you’ve just found the house of your dreams. It’s reasonably priced, and the seller has agreed to sell it to you (congratulations!), so now all that’s left…
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What Can Depreciate Your Home’s Value?
It’s crucial to understand what can be the cause of a home’s depreciation, and so here is a quick run-down of the most important factors. Many factors impact the valuation of homes across the country, including demand for real estate, interest rates, and economic conditions. However, it’s a host of local factors that drastically affect…
Who Regulates Mortgage Lenders?
As the mortgage market continues to thrive, who keeps them in check and ensures they’re fair to their customers? According to recent research, mortgage debts increased from $9.1 trillion to 10.3 trillion in 2020. This is a record high. But as the mortgage market continues to thrive, who keeps them in check and ensures they’re…
Fixed-Rate Vs. Adjustable-Rate Mortgage – What’s the Difference?
We specialize in making the home purchase process a great experience! We will help you determine which mortgage is right for you. Your choice of mortgage primarily boils down to two options, fixed-rate and adjustable-rate mortgages. If you’re looking for a mortgage, it’s important that you understand the difference between the two to make a…
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