As the mortgage market continues to thrive, who keeps them in check and ensures they're fair to their customers? According to recent research, mortgage debts increased from $9.1 trillion to 10.3 trillion in 2020. This is a record high. But as the … [Read more...] about Who Regulates Mortgage Lenders?
Fixed-Rate Vs. Adjustable-Rate Mortgage – What’s the Difference?
We specialize in making the home purchase process a great experience! We will help you determine which mortgage is right for you. Your choice of mortgage primarily boils down to two options, fixed-rate and adjustable-rate mortgages. If you’re … [Read more...] about Fixed-Rate Vs. Adjustable-Rate Mortgage – What’s the Difference?
Tips to Get a Good Mortgage Rate with Low Income
We have incredible mortgage deals and smooth pre-approval processes. Get in touch for more details! Potential homebuyers are often discouraged from the idea of applying for a mortgage because of worries they might not qualify due to their low … [Read more...] about Tips to Get a Good Mortgage Rate with Low Income
What Is an FHA Loan and What Makes a Person Eligible?
If you're wondering whether an FHA loan is right for you, don't worry, we're here to help! An FHA loan is a type of government-backed loan for borrowers who earn a low to moderate-income. The Federal Housing Administration insures this mortgage, … [Read more...] about What Is an FHA Loan and What Makes a Person Eligible?
7 Pitfalls to Avoid When Finalizing Your Mortgage
Before you close on your mortgage, it's essential to avoid making these mistakes with your finances that could derail the closing process. No matter what type of mortgage you are looking for, it is essential to avoid actions that could ruin your … [Read more...] about 7 Pitfalls to Avoid When Finalizing Your Mortgage
How to Make a Competitive Offer On a Home
While having your home offer accepted gives you a spark of hope, the process can be psychologically and financially draining without the correct information. Buying a home is a significant milestone and a lifetime achievement. This is mainly … [Read more...] about How to Make a Competitive Offer On a Home