Great working with this team. They've helped me twice now and I feel like it was a completely easy transaction. My refi helped me save a ton of... read moreDaniel Bamberger5/15/2020
My husband and I were first time home buyers and knew NOTHING going into this process!! The Sean Z team, specifically Derek Jackson, were amazing with explaining the process... read moreMegan Brooks2/22/2020
Everyone on the team was very helpful, honest, and hard-working. They went above and beyond to help us achieve our goal of homeownership. I highly recommend using this... read moreBrittny Adams12/22/2019
The Sean Z team was great from start to finish. Buying a home through an FHA loan is very involved, but the team was thorough and talked me through every... read moreBrian Washington12/22/2019
Derek was such a pleasure to work with on the purchase of our new home! I can't say enough good things about him & his team. Derek was very professional,... read moreSineta Roker12/22/2019
Derek, Tasha and Gordon were wonderful to work with. They were always happy to answer questions and help us feel confident with every step of the process. Their communication was... read moreRicky Eini12/22/2019
Gordon and the rest of the USA Mortgage team were awesome to work with through the entire house buying process. This was my wife’s and my first house purchase, so... read moreSteven Tuhy12/22/2019
My partner and I are first time homeowners and we are so grateful for the Sean Z Team! Gordon walked us through each step without judgement and made the experience... read moreTrish Gomez12/22/2019
Christen was INCREDIBLE!!! I literally could not have done any part of this process without her! We hit a few unforeseen complications during my loan process, and she provided resources... read moreBrittany McBee11/22/2019
USA Mortgage – St. Louis Mortgage Bank
The Sean Zalmanoff Mortgage Team specializes in making the home purchase or refinance process a great experience, whether this is your first purchase, your 10th, or you need assistance with the FHA 203k or Fannie Mae Homestyle construction loans we make it happen for you!
How Can We Help You?
Purchase Contact Request:
Refinance Contact Request:
Would you like monthly updates of your home value?
What is the HomeReady™ Loan? The HomeReady mortgage is designed with today’s homebuyers in mind. It was created by Fannie Mae for buyers facing financial challenges and offers lower mortgage rates than other conventional loans. If you are facing some of these challenges, our mortgage experts can explain this new loan program to help you…
What is a Home Possible Mortgage? Home Possible is a conventional loan program created by Freddie Mac. It is a more affordable option due to its smaller 3% to 5% down payment requirement. Home Possible mortgages are designed for low to moderate income home buyers as well as first-time home buyers and younger borrowers. This…
Federal Housing Administration (FHA) Loan What is an FHA Loan? Put simply, an FHA loan is a mortgage that is insured by the Federal Housing Administration. It is designed with low-to-moderate-income borrowers in mind. Therefore, FHA loans require a lower minimum down payment and lower credit scores than most conventional loans. As of 2020, with…
FHA Streamline Refinance The fact that the FHA Streamline doesn’t require a home appraisal is the most significant distinguishing fact between it and most traditional refinance programs. The FHA streamline refinance program is for homeowners who have existing FHA loans. It allows eligible homeowners to refinance at a lower mortgage rate with no income verification,…