Better Rate Mortgage

Better Rate Mortgage. Open The Door To More.

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Amanda Zimmerman
2022-05-15
Derek Jackson and the whole team are just absolutely fabulous! So kind and caring. We moved in from out of state and handled it all through phone and email. Ran into a few complications on our end and they problem solved like I've never seen before! They care about you, I didn't feel like just another sale! Derek got to know us and helped our family get into a home once we got to St Louis. Forever grateful for this team! Honestly words can't express how happy we feel about this team treating us like family. 100% recommend!
Kim Ly
2022-05-04
Everyone has been so helpful through out this entire process. I’m notorious for thinking of questions throughout the day and no matter the time, Derek or Tasha were always so prompt with an answer. Not only that, but they were also very thorough when it came to the answers to help me understand everything. I would definitely recommend this team!
S Gregory
2022-04-18
Helped me greatly improve my credit, while purchasing my house. Would send anyone to this team. They will walk you through everything and answer any questions within 24 hours. Very friendly and helpful.
Andrew Gehrlein
2022-03-22
Great to work with Gordon Barnhart and his team. They were communicative, worked at lightning speed, and always made themselves available. This was our first time buying a home and the whole process couldn't have been better.
Bintou Chatterton
2022-03-17
The Sean Z team was Amazing!!! My mortgage process happened seamlessly while I was at work with minimal back and forth for information. Great work guys!!! Thanks for closing my mortgage .
Linnea Wilson
2022-02-14
The Sean Z Team did an outstanding job on our purchase and refinance. It was the smoothest loan process I have ever experienced. Megan Van De Boe my loan officer did an amazing job explaining everything to me. She was always available when I had questions. My processor Tasha made everything run seamlessly. She's Amazing! I couldn't have asked for a better experience! I 100% recommend using the Sean Z Team.
Lee Sesson
2022-02-11
Derek and the Sean Z team did a fabulous job with the details surrounding the purchase of our house. They were very detailed and thorough in all approaches which is always a plus when dealing with mortgages etc. I recommend people continue to give them the opportunity to handle your mortgage needs as I don’t believe you’ll be disappointed. The Sean Z team showed up and showed out and will definitely get our business in the future.

Better Rate Mortgage – St. Louis Mortgage Bank

The Sean Zalmanoff Mortgage Team specializes in making the home purchase or refinance process a great experience, whether this is your first purchase, your 10th, or you need assistance with the FHA 203k or Fannie Mae Homestyle construction loans we make it happen for you! 

How Can We Help You?

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HomeReady

What is the HomeReady™ Loan? The HomeReady mortgage is designed with today’s homebuyers in mind. It was created by Fannie Mae for buyers facing financial challenges and offers lower mortgage rates than other conventional loans. If you face some of these challenges, our mortgage experts can explain this new loan program to help you determine…

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Home Possible

What is a Home Possible Mortgage? Home Possible is a conventional loan program created by Freddie Mac. It is a more affordable option due to its smaller 3% to 5% down payment requirement. Home Possible mortgages are designed for low to moderate income home buyers as well as first-time home buyers and younger borrowers. This…

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FHA Loan

Federal Housing Administration (FHA) Loan What is an FHA Loan? Put simply, an FHA loan is a mortgage that is insured by the Federal Housing Administration. It is designed with low-to-moderate-income borrowers in mind. Therefore, FHA loans require a lower minimum down payment and lower credit scores than most conventional loans. As of 2020, with…

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FHA Streamline Refinance

FHA Streamline Refinance The fact that the FHA Streamline doesn’t require a home appraisal is the most significant distinguishing fact between it and most traditional refinance programs. The FHA streamline refinance program is for homeowners who have existing FHA loans. It allows eligible homeowners to refinance at a lower mortgage rate with no income verification,…

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