Linnea Wilson

2022-02-14

The Sean Z Team did an outstanding job on our purchase and refinance. It was the smoothest loan process I have ever experienced. Megan Van De Boe my loan officer did an amazing job explaining everything to me. She was always available when I had questions. My processor Tasha made everything run seamlessly. She's Amazing! I couldn't have asked for a better experience! I 100% recommend using the Sean Z Team.

Lee Sesson

2022-02-11

Derek and the Sean Z team did a fabulous job with the details surrounding the purchase of our house. They were very detailed and thorough in all approaches which is always a plus when dealing with mortgages etc. I recommend people continue to give them the opportunity to handle your mortgage needs as I don’t believe you’ll be disappointed. The Sean Z team showed up and showed out and will definitely get our business in the future.

Jason X

2022-02-09

Derek Jackson and Tasha Gibson literally did what seemingly no other lender could do for me. Instead of a nightmare on my hands They we’re able to help me secure my families future. I can not say enough positive things about these two people specifically. It was an absolutely streamlined process, their app is tremendous for making the process smooth and efficient. Derek and Tasha made me feel like they were my own personal team off to work in the background on one of the most important decisions you will make, I highly recommend them and appreciate their efforts

Rachel Dodson

2021-12-20

USA Mortgage has been so great to work with! They are knowledgeable and super quick at responding to any questions. Derek and Tasha have been extremely helpful and thorough during our refinance process. Derek is definitely my go to for all things mortgage related, and we will for sure be using USA Mortgage for our next home purchase.

Patrick Burke

2021-12-20

I am very appreciative to have worked with Sean and his team. They have been very professional throughout the entire process. When I have needed to ask a question or get clarification they have been readily available and get back to me as promptly as possible. I couldn't have asked for a better group to work with.

USA Mortgage – St. Louis Mortgage Bank

The Sean Zalmanoff Mortgage Team specializes in making the home purchase or refinance process a great experience, whether this is your first purchase, your 10th, or you need assistance with the FHA 203k or Fannie Mae Homestyle construction loans we make it happen for you!

How Can We Help You?

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HomeReady

What is the HomeReady™ Loan? The HomeReady mortgage is designed with today’s homebuyers in mind. It was created by Fannie Mae for buyers facing financial challenges and offers lower mortgage rates than other conventional loans. If you face some of these challenges, our mortgage experts can explain this new loan program to help you determine…

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Home Possible

What is a Home Possible Mortgage? Home Possible is a conventional loan program created by Freddie Mac. It is a more affordable option due to its smaller 3% to 5% down payment requirement. Home Possible mortgages are designed for low to moderate income home buyers as well as first-time home buyers and younger borrowers. This…

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FHA Loan

Federal Housing Administration (FHA) Loan What is an FHA Loan? Put simply, an FHA loan is a mortgage that is insured by the Federal Housing Administration. It is designed with low-to-moderate-income borrowers in mind. Therefore, FHA loans require a lower minimum down payment and lower credit scores than most conventional loans. As of 2020, with…

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FHA Streamline Refinance

FHA Streamline Refinance The fact that the FHA Streamline doesn’t require a home appraisal is the most significant distinguishing fact between it and most traditional refinance programs. The FHA streamline refinance program is for homeowners who have existing FHA loans. It allows eligible homeowners to refinance at a lower mortgage rate with no income verification,…

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